Active Members Deferred Members Retired Members Beneficiaries
About SDCERA Board of Retirement Investments Finance News & Media

SDCERA is a contributory plan, meaning both the Member and the employer pay contributions into the system; Membership and contributions are mandatory. However, your retirement benefit is not determined by how much money you contribute into the system, but rather by the retirement benefit formula.

  • Contributions for Tier I, Tier A and Tier B Members are based upon Membership classification, representation unit, and entry age into the system. Tier C and Tier D Member contributions are based upon whether you are a General or Safety Member.
  • The amount of compensation used to calculate retirement benefits for Tier C and Tier D Members is limited under the California Public Employees' Pension Reform Act of 2013 (PEPRA). The 2018 limit on compensation for General, Tier C and Tier D Members is $121,388 and for Safety, Tier C Members is $145,666. These limits may be adjusted annually based on changes in the Consumer Price Index for All Urban Consumers. Each year, Tier C and Tier D Members pay contributions on earnings up to the annual PEPRA compensation limit. Member contributions will discontinue once earnings reach annual compensation limits and will resume with the first paycheck issued in the next calendar year.
  • Membership begins the first payroll period of the month following the date you were hired, not on your first day of work.
  • Your entry age is the age you are when you enter SDCERA Membership. If you were more than 6 months past your birthday when you entered Membership, SDCERA rounds your actual age up to the next age. For example if you entered SDCERA Membership at age 30 and 7 months, your official entry age would be 31.

    • Your entry age will be recalculated if you terminate employment with the County or another participating employer, take a refund of your SDCERA Member contributions and return to SDCERA Membership. The recalculation of your entry age will be based on the date you return to SDCERA Membership.
    • Your entry age will be recalculated if you terminate employment with the County or another participating employer, do not take a refund of your SDCERA Member contributions and return to SDCERA Membership more than 6 months after terminating employment. The recalculation of your entry age will be based on the date you return to SDCERA Membership.
    • Your entry age will be not be recalculated if you terminate employment with the County or another participating employer, do not take a refund of your SDCERA Member contributions, and return to SDCERA Membership within 6 months after terminating employment.
    • If you establish full incoming reciprocity, SDCERA will use your entry age from your previous system. See the Reciprocity page for more information.