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Membership

You become an SDCERA Member when you are appointed to a permanent position and work at least half time or 20 hours weekly. Membership is mandatory and begins with the first full payroll period in the month following your appointment. Membership is optional for elected officials. Part-time workers scheduled to work less than 20 hours per week, as well as emergency, temporary, hourly, provisional and seasonal employees, are not SDCERA Members.

Membership classification and benefit formulas
SDCERA has two Membership classifications: General and Safety. Your benefit formula is based on your Membership classification and tier.

General,
Tier I
General,
Tier A
General,
Tier B
General,
Tier C
General,
Tier D
Safety,
Tier A
Safety,
Tier B
Safety,
Tier C

General Members
General Members are those employees not in active law enforcement positions, hired after January 1, 1958, who are covered by both SDCERA and Social Security. General Members contribute to Social Security as well as to SDCERA from their County wages.

General, Tier I Members
General, Tier I Members include:
  • Members who were first hired to a General position before March 8, 2002, AND who opted out of Tier A on or before March 7, 2002.
General, Tier I Membership benefit formula =
2.6% at 62 = 2.6% of final average compensation (highest one‑year average) at age 62 for each year of service credit
Note: The 2.6% at 62 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

General, Tier A Members
General, Tier A Members include:
  • Members who were first hired into a General position after March 8, 2002, but prior to August 28, 2009.
  • General Members who were active on March 8, 2002 and didn’t opt out of Tier A.

General, Tier A Membership benefit formula =
3% at 60 = 3% of final average compensation (highest one‑year average)
at age 60 for each year of service credit
Note: The 3% at 60 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

General, Tier B Members
General, Tier B Members include:
  • Members first hired on or after August 28, 2009, and before December 1, 2012.
  • Members first hired on or after December 1, 2012, who establish reciprocity for a period of reciprocal service that began before January 1, 2013.
General, Tier B Membership benefit formula =
2.6% at 62 = 2.6% of final average compensation (highest three‑year average)
at age 62 for each year of service credit
Note: The 2.6% at 62 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

General, Tier C Members
General, Tier C Members include Members first hired to a General position on or after December 1, 2012 and before
July 1 2018, who meet one of the following criteria:
  • Have never been a Member of another California public retirement system.
  • Establish reciprocity for a period of reciprocal service that began on or after January 1, 2013.
  • Do not establish reciprocity.
General, Tier C Membership benefit formula =
2.5% at 67 = 2.5% of final average compensation (highest three‑year average)
at age 67 for each year of service credit

General, Tier D Members
General, Tier D Members include Members first hired to a General position on or after July 1 2018, who meet one of the following criteria:
  • Have never been a Member of another California public retirement system.
  • Establish reciprocity for a period of reciprocal service that began on or after January 1, 2013.
  • Do not establish reciprocity.
General, Tier D Membership benefit formula =
1.62% at 65 = 1.62% of final average compensation (highest three‑year average)
at age 65 for each year of service credit


Safety Members
Safety Members are employees in positions of active law enforcement or who otherwise qualify for Safety Membership. Safety Members have a nonintegrated plan, which means Safety Members do not contribute to Social Security from their County wages.

Safety, Tier A Members
Safety, Tier A Members include:
  • Members who were first hired into a Safety position prior to August 28, 2009.
Safety, Tier A Membership benefit formula =
3% at 50 = 3% of final average compensation (highest one‑year average)
at age 50 for each year of service credit

Safety, Tier B Members
Safety, Tier B Members include:
  • Members who were first hired into a Safety position, or who changed Member classification (General to Safety) on or after August 28, 2009, and before December 1, 2012.
Safety, Tier B Membership benefit formula =
3% at 55 = 3% of final average compensation (highest three‑year average)
at age 55 for each year of service credit

Safety, Tier C Members
Safety, Tier C Members include Members first hired to a Safety position on or after December 1, 2012, who meet one of the following criteria:
  • Have never been a Member of another California public retirement system.
  • Establish reciprocity for a period of reciprocal service that began on or after January 1, 2013.
  • Do not establish reciprocity.
Safety, Tier C Membership benefit formula =
2.7% at 57 = 2.7% of final average compensation (highest three‑year average)
at age 57 for each year of service credit