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Retirement Eligibility

Your membership classification and tier determine when you will be eligible to retire.

General
Tier A and Tier I Age 50 with
5 years of service credit and
10 years of eligibility*
Any age with 5 years of service credit and 30 years of eligibility*

Age 70 with any amount of service credit
Tier B Age 55 with
5 years of service credit and
10 years of eligibility*
Tier C Age 52 with 5 years of service credit
Age 70 with any amount of service credit


Safety
Tier A Age 50 with 5 years of service credit and
10 years of eligibility*
Any age with 5 years of service credit and
20 years of eligibility*
Age 70 with any amount of service credit
Tier B
Tier C Age 50 with 5 years of service credit
Age 70 with any amount of service credit


* Eligibility is calculated by taking the sum of the following:

  • Incoming reciprocal service
  • Service prior to Membership purchases
  • Redeposit purchases
  • Time between first SDCERA Membership date and today