Active Members Deferred Members Retired Members Beneficiaries
About SDCERA Board of Retirement Investments Finance News & Media

Benefit Calculator

If you are considering retirement, this benefit calculator provides you with an estimated monthly benefit amount based on SDCERA's Unmodified Benefit Option that provides the highest monthly retirement benefit.

For information about all five SDCERA retirement benefit options, visit the Retirement Benefit Options page.

You must meet certain eligibility requirements before you can receive retirement benefits. For more information, visit the Retirement Eligibility page.

You may submit a Request for Retirement Application no more than 60 days prior to your estimated retirement date. If you have any questions, visit the How to Retire page or contact SDCERA's Member Service Center at 619-515-6800.

Complete the four steps below and click "Calculate" to view your estimate.

Step 1: Select your Membership classification at retirement    
Step 2: Select your age at retirement 
Step 3: Enter your final average monthly compensation 

Step 4: Enter the amount of service credit you will have at
your estimated retirement date. If you have more
than one type or tier of service credit, enter all that apply in the appropriate box.
General Safety
Tier I Tier A Tier B Tier C Tier D Tier A Tier B Tier C

PLEASE NOTE: If you became an SDCERA Member after July 1, 1996, federal or state law limits the amount of compensation that may be used to calculate your benefit. For 2019, the compensation limit for Tier 1, Tier A and Tier B Members is $280,000, General Tier C and Tier D Members is $124,180 and Safety Tier C Members is $149,016. These limits are reflected in the calculation above.

This estimate is not a guarantee of eligibility or benefit amount, and it may differ from the benefit amount you receive at retirement.