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Retirement benefit estimate calculator

Retirement benefit estimate amounts are based on information you provide. Therefore, estimate results are not a guarantee of benefit amounts or eligibility.

Step 1: Enter your age at retirement 
(Please contact the Call Center if you need an estimate using a retirement age under 50.)
Step 2: Enter your final average compensation 
(highest average monthly salary)

Step 3:
Enter your service credit at retirement 
General Safety
Tier I Tier A Tier B Tier C Tier A Tier B Tier C

Step 4: Select your membership classification at retirement 

The benefit calculation provided in this document does not constitute a guarantee of plan coverage or benefit amount. The benefit shown may differ from the benefit you receive at retirement as a result of events not accounted for in this calculation. Also, particular rules and eligibility requirements must be met before benefits can be received.

This estimate does not take into consideration annual pension benefit limitations associated with IRC Section 415(b). This limit is not reduced below age 62 for Safety members employed by the County of San Diego Sheriff's Department. If your retirement benefit is affected by any section 415(b) limit when you retire, SDCERA will notify you. Refer to the Tax Information page for more information about the 415(b) limit.

Additionally, federal law limits the amount of compensation that may be used to calculate your benefits if you are a Tier I, Tier A or Tier B member. The limit may be revised in accordance with the Internal Revenue Code (IRC) regulations. If you first became an SDCERA member before July 1, 1996, or if you are a Tier C member, you are not affected by this IRC Section 401(a)(17) limit. Refer to the Tax Information page for more information about maximum benefits.

The estimated monthly benefit does not take into account any potential deductions from your retirement benefit, such as medical and/or dental premiums, withholding taxes, dues for membership in the Retired Employees of San Diego County, or deductions for the County Employees Charitable Organization (CECO), Deputy Sheriff’s Association or the Public Employees Retirement System long-term care plan.