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How to Retire

Once you have decided to retire, you must apply for retirement with SDCERA. To do so:

Submit a Request for Retirement Application to SDCERA by mail, email or in person.

    SDCERA will send you a Retirement Application that includes estimated benefit amounts based on your retirement date.

Complete and submit your Retirement Application to SDCERA.

    By law, you may not submit your retirement application more than 60 days before your retirement date. For example, if you want to retire on March 31, you may not submit your retirement application before January 31.

    You may not select a retroactive retirement date. For example, if you submit a Retirement Application on January 15, your retirement date must be on or after January 15.

That's it. SDCERA will process your application and send you a letter confirming your monthly retirement benefit amount and the factors used to calculate it. You will be paid by direct deposit on the last business day of each month.

If you have any questions, contact SDCERA's Member Service Center at 619.515.6800.