The benefit calculator below provides Members the ability to estimate their maximum
monthly benefit amount using different age, service credit and final average compensation scenarios.
There are five different SDCERA retirement benefit options that Members may choose from at retirement.
Each of the five options provides a different Member and Beneficiary benefit.
For information about all five SDCERA retirement benefit options, visit the
Retirement Benefit Options page.
Complete the four steps below and click "Calculate" to calculate an estimate.
The benefit calculator's estimates are based on SDCERA's Unmodified Benefit
Option that provides the Member with their maximum monthly retirement benefit.
If you became an SDCERA Member after July 1, 1996, federal or state law limits the amount
of compensation that may be used to calculate your benefit. For 2019, the compensation
limit for Tier I, Tier A and Tier B Members is $280,000, General Tier C and Tier D Members
is $124,180 and Safety Tier C Members is $149,016.
These limits are reflected in the calculation below.
After a Member meets certain eligibility requirements and decides to retire,
they must submit
Request for Retirement Application no more than 60 days prior to
their estimated retirement date. For more information, visit the
How to Retire and the
Retirement Eligibility pages or contact SDCERA's Member Service Center at 619-515-6800.
This estimate is not a guarantee of eligibility
or benefit amount, and it may differ from the benefit amount you
receive at retirement.