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Deferred Member Beneficiary Benefits

Upon the death of a Deferred SDCERA Member (a Member who is not retired and no longer working for the County of San Diego or participating employer), immediately contact SDCERA's Member Service Center at 619.515.6800 to report the Member's death. We will also need a photocopy of the Member's death certificate.

As a beneficiary, you may be eligible to receive a basic death benefit including the Member's accumulated contributions and interest.

If the Member was working for a reciprocal agency, you may also be eligible to receive a lifetime continuance and up to six months' salary, depending on the Member's years of service credit. Additional benefits may be specified by the other employer's retirement plan.

Once SDCERA receives the required information from the Member's employer(s), SDCERA's Beneficiary Benefits team will mail all required forms and information to the beneficiary on file. Once all required forms and documents are received by SDCERA, the benefits are generally processed by the end of the following month.

Multiple Beneficiaries

If the Member named more than one beneficiary for any given benefit, each beneficiary will receive the portion of the benefit indicated on the most recent beneficiary designation form on file.  

No Beneficiaries on File

If the Member did not name any beneficiaries or the beneficiary named is deceased, benefits will be paid to the Member's estate. If an estate has not been established, probate rules may apply with benefits being paid to an eligible surviving spouse, registered domestic partner, child, other eligible family member, or trust.  

Community Property

Because retirement benefits earned during marriage are considered community property assets, current and former spouses may have an interest in the benefits to be paid after the Member's death.