Active Members Deferred Members Retired Members Beneficiary Benefits
About SDCERA Board of Retirement Investments Finance News & Media

Benefit Calculator

The benefit calculator below provides Members the ability to estimate their maximum monthly benefit amount using different age, service credit and final average compensation scenarios.

There are five different SDCERA retirement benefit options that Members may choose from at retirement. Each of the five options provides a different Member and Beneficiary benefit. For information about all five SDCERA retirement benefit options, visit the Retirement Benefit Options page.

Complete the four steps below and click "Calculate" to calculate an estimate. The benefit calculator's estimates are based on SDCERA's Unmodified Benefit Option that provides the Member with their maximum monthly retirement benefit.

PLEASE NOTE: If you became an SDCERA Member after July 1, 1996, federal or state law limits the amount of compensation that may be used to calculate your benefit. For 2021, the compensation limit for Tier I, Tier A and Tier B Members is $290,000, General Tier C and Tier D Members is $128,059 and Safety Tier C and Tier D Members is $153,671. These limits are reflected in the calculation below.

Step 1: Select your Membership Classification and
Benefit Tier
at retirement 
Step 2: Select your age at retirement 
Step 3: Enter your final average monthly compensation 

Step 4: Enter the amount of service credit you will have at
your estimated retirement date. If you have more
than one type or tier of service credit, enter all that apply in the appropriate box.
General Safety
Tier B Tier C Tier D

After a Member meets certain eligibility requirements and decides to retire, they must submit a Request for Retirement Application no more than 60 days prior to their estimated retirement date. For more information, visit the How to Retire and the Retirement Eligibility pages or contact SDCERA's Member Service Center at 619-515-6800.

This estimate is not a guarantee of eligibility or benefit amount, and it may differ from the benefit amount you receive at retirement.